Shragie Lichtenstein is the co-founder and CEO of Flex, a fintech platform rethinking how people manage their essential bills. Founded in 2019, Flex started with rent—the largest expense for most Americans—enabling flexible payments for renters across millions of units, while powering billions of dollars in on-time payments for property managers.

Ryan is a Co-Founder and a Managing Partner of Restive Ventures. He has spent the last 15 years identifying, supporting and leading market-changing innovations in technology. Since 2015, he's invested in over 60 early-stage fintech firms, which have grown to serve millions of consumers and small businesses and resulted in numerous acquisitions and one public listing. Prior to founding Restive, Ryan led the development of the Financial Solutions Lab, a partnership between JPMorgan Chase and the Financial Health Network. Before managing the Lab, Ryan worked with leading tech firms to develop payment solutions at Silicon Valley Bank. He also served as Strategy Group Lead at Enclude Solutions, overseeing global strategy consulting work around mobile financial products.